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Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin">Second
International Cashless Society Roundtable (ICSR)<o:p></o:p></span></b></p>
<p class="MsoNormal" align="center" style="text-align:center"><b style="mso-bidi-font-weight:
normal"><span style="font-size:16.0pt;mso-bidi-font-size:12.0pt;font-family:
Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin"><o:p> </o:p></span></b></p>
<p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none;
mso-layout-grid-align:none;text-autospace:none"><b><span style="font-family:
Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;
mso-bidi-font-family:Arial">A roundtable meeting in Dublin, Ireland, April 17
& 18, 2013</span></b><b style="mso-bidi-font-weight:normal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Times"><o:p></o:p></span></b></p>
<p class="MsoNormal" align="center" style="margin-top:3.0pt;margin-right:0in;
margin-bottom:3.0pt;margin-left:0in;text-align:center;mso-pagination:none;
mso-layout-grid-align:none;text-autospace:none"><i style="mso-bidi-font-style:
normal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">Abstract
submission deadline: March 22</span></i><i style="mso-bidi-font-style:normal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Times;mso-bidi-font-weight:bold">, 2013<o:p></o:p></span></i></p>
<p class="MsoNormal" align="center" style="margin-top:3.0pt;margin-right:0in;
margin-bottom:3.0pt;margin-left:0in;text-align:center;mso-pagination:none;
mso-layout-grid-align:none;text-autospace:none"><i style="mso-bidi-font-style:
normal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Times"><o:p> </o:p></span></i></p>
<p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none;
mso-layout-grid-align:none;text-autospace:none"><span style="font-size:11.0pt;
mso-bidi-font-size:12.0pt;font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">Sponsored
by the Copenhagen Finance IT Region, the Department of IT Management, Copenhagen
Business School, and <span style="mso-bidi-font-style:italic">Financial
Services Innovation Centre, University College Cork</span></span><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Times"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt;mso-bidi-font-size:12.0pt;
font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin">CASHLESS
SOCIETY<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-align:justify;text-justify:
inter-ideograph;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin">For centuries, coins and bills were the only options
to make purchases and to transfer money between people and organisations. The
second half of the last century witnessed the introduction of lucrative
proprietary payment networks (credit cards), Electronic Fund Transfer, Internet
banking, and pre-paid payment cards all aimed at making payment more efficient.
With the democratization of the internet and mobile telecommunications, a
number of innovative payment solutions have emerged, including premium SMS
payments, M-PESA, Pay Pal, Google Wallet, and Bit Coin, Flatter, and Square-Up.
Many of these innovations offer advantages in terms of costs, security, andconvenience, but they also pose a number of challenges and risks related to technical
standards, data security, legal issues and consumer behavior. Overall, these
innovations are changing people’s perception and experience of money and paying.
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-align:justify;text-justify:
inter-ideograph;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin">The tight grip of the incumbent players in
the payments industry is therefore being challenged by disrupters who are at
home in a digital society, and who don’t differentiate the management of
payments from the management of any other online resource. The financial crisis
has eroded trust in traditional banking, and new network partnerships are
evolving between merchants, Mobile Network Operators, innovators in the
technology area and traditional payments processors. Not only do new payment
solutions attract a lot of attention in the media because of their convenience
and perceived efficiency, but they also trigger a wider debate regarding the
nature of payments, and, by corollary, our evolution towards a cashless society.
The shift from physical cash towards digital currency means a re-evaluation of
the nature of money and monetary services. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-align:justify;text-justify:
inter-ideograph;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin">Monetary value as proxy for cash has been the
basis of our system of financial services, but organisations are beginning to
look at other forms of value, and other ways to transact that value. Whether in
loyalty programmes, charity donations, or digital vouchers, the payments
industry is<span style="mso-spacerun:yes"> </span>effervescent with new ideas
and new ways of integrating digital cash into products and services. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin">Changing perceptions regarding the nature of payments will impact
the actors in the payment eco-system, leading to a number of both anticipated and
unanticipated consequences on the individual, the organization and society itself.
We therefore stress the importance of investigating the consequences of a
cashless society from multiple perspectives, including economic, technical,infrastructure, sociological, anthropological, design, and information systems,
to mention a few. <o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:"Times New Roman"">The Second International
Cashless Society Roundtable will examine the consequences and impact of a cashless
society from multiple perspectives at different levels of analysis</span><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin">. Specifically, topics of interest may include (but are not
limited to) the following:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin"><o:p> </o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Emerging payment business models<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Pricing models for mobile
payments<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Cash in the future<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">New payment solutions as
disruptive technologies<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Social consequences of a cashless
society<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Digitalisation of money<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Changes in the payment eco-system<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Role of money and payments insociety<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Economics of payments<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Emerging payment technologies,
e.g. mobile payments, Bit Coin, Flatter etc.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Designing new payments and
payments techniques, e.g. NFC, Bio metric payments<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">Integrity and privacy issues<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="text-indent:-.25in;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style=""><span style="mso-list:Ignore">¨<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin">…<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;mso-pagination:none;mso-layout-grid-align:
none;text-autospace:none"><span style="font-size:16.0pt;mso-bidi-font-size:12.0pt;font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Arial;mso-bidi-font-weight:bold">SUBMISSIONS</span><span style="font-size:16.0pt;mso-bidi-font-size:12.0pt;font-family:Calibri;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Times"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-align:justify;text-justify:
inter-ideograph;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">Abstracts
for presentations are invited and should be not more than 2000 words. Please
also provide a short (100 word) bio, with full contact information including
email addresses. </span><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Times"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-align:justify;text-justify:
inter-ideograph;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">Abstracts
are due by </span><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Times;mso-bidi-font-weight:
bold">March 22, 2013. </span><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">Please
email your abstract to cashlessroundtable@gmail.com. If you have questions,please contact the Roundtable Chair Fergal Carton (F.Carton@ucc.ie). <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-align:justify;text-justify:
inter-ideograph;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">The
roundtable committee consists of Jonas Hedman (Copenhagen Business School), Jan
Ondrus (ESSEC Business School), Fergal Carton (University College of Cork), and
Virpi Kirstiina Tuunainen (Aalto University). </span><span style="font-family:
Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;
mso-bidi-font-family:Times"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;mso-pagination:none;mso-layout-grid-align:
none;text-autospace:none"><span style="font-size:16.0pt;mso-bidi-font-size:12.0pt;font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:"Times New Roman"">ROUNDTABLE LOCATION </span><span style="font-size:16.0pt;mso-bidi-font-size:12.0pt;font-family:Calibri;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Times"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt;text-align:justify;text-justify:
inter-ideograph;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none"><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">The roundtable
will be held at the Irish Management Institute in Dublin, Ireland, see </span><a href="http://www.imi.ie/"><span style="font-family:Calibri;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:"Times New Roman"">http://www.imi.ie/</span></a><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:"Times New Roman""> for more details. A number
of on-site accommodation rooms are avaialable to attendees at the special
roundtable price of €50 per person including continental breakfast. </span><span style="font-family:Calibri;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Times"><o:p></o:p></span></p>
<!--EndFragment--></div><div><div><div><p class="MsoNormal" style="margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; margin-left: 0cm; font-size: 12pt; font-family: 'Times New Roman', serif; "><span class="apple-style-span"><span style="font-size: 11pt; color: black; font-family: Calibri, sans-serif; ">Jonas Hedman</span></span><span style="font-size: 11pt; color: black; font-family: Calibri, sans-serif; "><br></span><span class="apple-style-span"><span style="font-size: 10pt; color: black; font-family: Calibri, sans-serif; ">Associate Professor</span></span><span style="font-size: 10pt; color: black; font-family: Calibri, sans-serif; "><br></span><span class="apple-style-span"><b><u><span style="font-size: 11pt; color: black; font-family: Calibri, sans-serif; ">Department of IT Management</span></u></b></span><b><u><span style="font-size: 11pt; color: black; font-family: Calibri, sans-serif; "><br></span></u></b><span style="font-size: 10pt; color: black; font-family: Calibri, sans-serif; "><br><span class="apple-style-span">Copenhagen Business School</span><br><span class="apple-style-span">Howitzvej 60, DK-2000 Frederiksberg</span><br><span class="apple-style-span">Tel.: (+45) 3815 4455</span></span><span class="apple-style-span"><span style="font-size: 10pt; color: rgb(50, 50, 152); font-family: Calibri, sans-serif; "> </span></span><span class="apple-style-span"><b><span style="font-size: 10pt; color: rgb(226, 107, 9); font-family: Calibri, sans-serif; ">|</span></b></span><span class="apple-style-span"><span style="font-size: 10pt; color: rgb(50, 50, 152); font-family: Calibri, sans-serif; "> </span></span><span class="apple-style-span"><span style="font-size: 10pt; color: black; font-family: Calibri, sans-serif; ">Mob.: (+45) 2479 4310</span></span><span class="apple-style-span"><span style="font-size: 10pt; color: rgb(50, 50, 152); font-family: Calibri, sans-serif; "> </span></span><span class="apple-style-span"><b><span style="font-size: 10pt; color: rgb(226, 107, 9); font-family: Calibri, sans-serif; ">|</span></b></span><span class="apple-style-span"><span style="font-size: 10pt; color: rgb(50, 50, 152); font-family: Calibri, sans-serif; "> </span></span><span class="apple-style-span"><u><span style="font-size: 10pt; color: blue; font-family: Calibri, sans-serif; "><a href="applewebdata://6BC22F08-46B3-4803-9383-196C1FAEB236/jh.caict@cbs.dk" style="color: blue; text-decoration: underline; ">jh.itm@cbs.dk</a></span></u></span></p></div><div><p class="MsoNormal" style="margin-top: 0cm; margin-right: 0cm; margin-bottom: 0.0001pt; margin-left: 0cm; font-size: 12pt; font-family: 'Times New Roman', serif; "><span style="font-size: 10.5pt; color: black; font-family: Calibri, sans-serif; "><o:p> </o:p></span></p></div></div></div></div></div></body></html>