[AISWorld] CfP: EM Special Issue "Financial technology (fintech): The continuing revolution in financial services"

Fri Sep 10 04:55:46 EDT 2021

--- Apologies for cross-postings---

Call for Papers: "Financial technology (fintech): The continuing revolution
in financial services"

Submission deadline: March 31, 2022

Guest Editors

Christopher P. Holland, Loughborough University, UK
<mailto:c.p.holland at lboro.ac.uk> c.p.holland at lboro.ac.uk

Rainer Alt, Leipzig University, Germany,  <mailto:rainer.alt at uni-leipzig.de>
rainer.alt at uni-leipzig.de  

Younghoon Chang, Beijing Institute of Technology, China,
<mailto:younghoonchang at bit.edu.cn> younghoonchang at bit.edu.cn 

Theme

This call for papers focuses on financial technology (fintech) and its role
in the continuing revolution in financial services. Fintech comprises the
transformation of business processes, strategies and business models in the
financial sector with digital technologies. Numerous start-up companies have
launched novel services that are unrestrained by legacy systems and old
business models, and have already disrupted financial markets (Goldstein,
Jiang and Karolyi, 2019). Managerial roles and structures are being
redefined and modified to exploit combined human and machine intelligence.
New business models are emerging that could replace those of incumbents
(i.e. banks, insurance companies, brokers) and today's market leaders. These
innovations are part of the broader phenomena of digital transformation and
business innovation (Brynjolfsson & Mcafee, 2016). There is worldwide
adoption of fintech though there are large regional variances in terms of
the scale of adoption (Frost, 2020).

Digital technologies such as cloud-based computing, ubiquitous mobile,
tracking and sensor devices, novel algorithms (Christian & Griffiths 2017),
blockchain technology (Ali et al., 2020; Chang et al., 2020), an abundance
of big data and the potential of smart AI or even super-intelligent machines
(Bostrom, 2017; Tegmark, 2017) continue to create new possibilities and
options for the design of financial services, which are in the early stages
of a radical shift in the way that they function and operate. Among the
examples that point towards more automation are cryptocurrencies with smart
contracts for payments and trading or AI systems with adaptive algorithms
that allow image and speech recognition, expert judgement, categorization of
groups and forecasting in many areas (Fry, 2018). At the same time, the
potentials create risks and raise regulatory issues. The special issue
encourage theoretical and empirical research on how fintech is transforming
and shaping financial services. All forms of empirical research are welcome,
including case study research, surveys and technical models. Distinctive and
novel theoretical approaches are also encouraged.

Central issues and topics

Possible topics of submissions include, but are not limited to:

1. Electronic markets and business models

*	New, emergent digital platforms that shape market exchanges and
coordination 
*	New business models in financial services that are disrupting the
market
*	Design and implementation of data-driven and algorithmic digital
platforms 
*	Collaboration between fintech and established financial services
companies
*	Customer experience in fintech apps and new types of customer
behavior

2. Financial technology (fintech) and implementation

*	Barriers and enablers of fintech implementations 
*	Distributed ledger applications and decentralized finance (Defi)
*	Novel applications of AI, e.g. chatbots in online customer search
and robot-advisory
*	Data sharing in financial service value chains 
*	The dark sides of fintech, e.g., privacy, security, technology
dependency 

3. Related topics

*	Algorithmic bias in the design of automated decision-making systems
*	Strategies to tackle the ethical issues of transparent and
explainable AI in fintech systems
*	Actions of regulators to monitor and advise on the ethical use of
fintech
*	Analysis of economic activity related to cryptocurrency payments and
markets
*	Novel use of fintech to support and facilitate new regulatory
systems and techniques

Keywords

Financial technology, Artificial Intelligence (AI), machine learning, big
data and digital platforms, business models, analytics, blockchain
technology, privacy and ethics of AI.

Submission

Electronic Markets is a Social Science Citation Index (SSCI)-listed journal
(IF 4.765 in 2020) in the area of information systems. We encourage original
contributions with a broad range of methodological approaches, including
conceptual, qualitative and quantitative research. Please also consider
position papers and case studies for this special issue. All papers should
fit the journal scope (for more information, see
<http://www.electronicmarkets.org/about-em/scope/>
www.electronicmarkets.org/about-em/scope/) and will undergo a double-blind
peer-review process. Submissions must be made via the journal's submission
system and comply with the journal's formatting standards. The preferred
average article length is approximately 8,000 words, excluding references.
If you would like to discuss any aspect of this special issue, you may
either contact the guest editors or the Editorial Office.

Important deadline

* Submission Deadline: March 31, 2022

References

Ali, O., Ally, M., Clutterbuck, P., & Dwivedi, Y.K. (2020). The state of
play of blockchain technology in the financial services sector: A systematic
literature review. International Journal of Information Management, 54,
102199. https://doi.org/10.1016/j.ijinfomgt.2020.102199.

Alt, R., Beck, R., & Smits, M.T. (2018). FinTech and the transformation of
the financial industry. Electronic Markets, 28(3), 235-243. doi:
10.1007/s12525-018-0310-9.

Bostrom, N. (2017). Superintelligence - paths, dangers, strategies. Oxford:
Oxford University Press.

Brynjolfsson, E., & Mcafee, A. (2016). The second machine age: work,
progress, and prosperity in a time of brilliant technologies. New York and
London: W.W. Norton & Company.

Chang, V., Baudier, P., Zhang, H., Xu, Q., Zhang, J., & Arami, M. (2020).
How blockchain can impact financial services - the overview, challenges and
recommendations from expert interviewees. Technological Forecasting and
Social Change, 158, 120166. https://doi.org/10.1016/j.techfore.2020.120166.

Frost, J. (2020). The economic forces driving fintech adoption across
countries. In: King, M., & Nesbitt, R. (eds.), The technological revolution
in financial services: how banks, fintechs, and customers win together, pp.
70-89. https://doi.org/10.2139/ssrn.3515326.

Fry, H. (2018). Hello world: how to be human in the age of the machine.
Penguin Random House, UK.

Goldstein, I., Jiang, W., & Karolyi, G. A. (2019). To fintech and beyond.
The Review of Financial Studies, 32(5), 1647-1661.
https://doi.org/10.1093/rfs/hhz025.

Tegmark, M. (2017). Life 3.0. Being human in the age of artificial
intelligence. Penguin Random House, UK.

Best regards,

Rainer Alt, Hans-Dieter Zimmermann, Ramona Coia

====================================================================

Electronic Markets - The International Journal on Networked Business 

Editors-in-Chief: Rainer Alt, Leipzig University and Hans-Dieter Zimmermann,
FHS St.Gallen, University of Applied Sciences 

Executive Editor: Ramona Coia, Leipzig University 

Editorial Office:

c/o Information Systems Institute

Leipzig University

Grimmaische Str. 12, 

04109 Leipzig, Germany

Phone: +49 (0) 341 - 97 33 606

Fax:      +49 (0) 341 - 97 33 612 

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